As we approach 2026, Australian property investors and homeowners are facing a dramatically different interest rate landscape than many expected just months ago. The Reserve Bank of Australia held the cash rate steady at 3.60% in December 2025, but the real story isn't what happened—it's what Australia's Big 4 banks are now predicting for the year ahead. The Big 4 Banks Are Now Split on Interest Rate Predictions For the first time in recent memory, Australia's major banks hav