Melbourne Investors

A couple having a discussion For decades, negative gearing has been the darling of Australian property investors. But in 2026, with elevated interest rates, shifting political winds, and a housing affordability crisis dominating national headlines, savvy investors are asking the real question: does negative gearing Australia 2026  still deliver the returns it once promised — or is it time to reassess the strategy entirely? What Is Negative Gearing and Why Does It Still Matter